Real Estate Refinancing
Refinancing your home? Let us help you navigate your legal requirements.
Refinancing a home in Alberta
We’ll ensure your mortgage transaction closes smoothly and on time.
There are many reasons people choose to refinance their homes. Whether it’s to take advantage of lower mortgage rates or to remove someone from the mortgage, there are still legal implications that you need to understand. We can assist in guiding you through the process and ensure the refinancing goes as smoothly as possible.
You can feel comfortable knowing that any complications that arise will be managed: we make sure all requirements are legally compliant, conduct tax and title-related searches, inform you of potential issues, (and help to resolve them), prepare documentation for signature, and register the new mortgage on title.
With home refinancing.
Our goal is to help you successfully go through the refinancing process. We'll review your lender’s requirements and clearly explain them to you.
In a mortgage refinance, we will:
- Receive instructions from your lender to prepare the mortgage that you have arranged.
- Conduct tax and title-related searches.
- Advise you of any issues which we will help to resolve.
- Register the new mortgage on the title.
- Receive mortgage funds from the lender, and disburse the funds to your creditors, with the balance to you.
Realty One Legal Services
At Realty One Legal, we understand the stress and sense of overwhelm that our clients may go through when refinancing their homes. Sometimes it comes with a big life change, such as a divorce, death of a spouse, a job loss, or other challenging hurdles. You can expect an experienced team of legal professionals to guide you through the refinancing process. We will:
- Ensure that all documents are consistent with your mortgage lender’s instructions.
- Pay out any existing mortgage or other debts to give you some financial breathing room.
- Review and work towards removing any encumbrances on the title, including liens and pending litigation.
- Guide you through the process and provide you with the clarity you need.
CONTACT US TODAY TO GET A QUOTE
Corrine and Adrienne were amazing and very professional. They made a potentially stressful time sooo easy and not stressful at all. Corrine explained all the documents in common language that we could understand. Thank you Corrine and Adrienne for all your hard work. We definitely will be recommending you to everyone.